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Post your questions here to our panel of experts in the franchise industry:

Cathryn Hayes - HSBC Cathryn Hayes, Head of Franchising for HSBC since 1994, has a high profile within the franchise industry, acting as a judge on the prestigious British Franchise Association (BFA) awards which the bank sponsor. She contributes regular articles to the franchise trade press and has delivered numerous franchise seminars.
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Richard Holden - Lloyds TSB Richard Holden is Head of Franchising for Lloyds TSB. He has 23 years banking experience and has supported a wide range of businesses in the small business sector for many years. He is responsible for providing support to the Lloyds TSB Business Managers, assisting them in assessing proposals from prospective franchisees. He is also responsible for ensuring that the network of local business managers has up to date information on the franchise systems operating within the United Kingdom.
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David Bigmore - David Bigmore & Co
David Bigmore is the founder of David Bigmore & Co, Solicitors, based in the North West and the City of London. The firm is recognised as one of the leading legal firms in the UK specialising in Franchise Law. David was also awarded "Sole Practitioner of the Year" (in all categories of law) at the prestigious Welsh Law Awards in November 2004. David qualified in 1972 and has been a Franchise lawyer since 1986. He founded the firm in 1992 having formerly been the Head of the Corporate and Commercial department of a medium-sized firm in the City of London.
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David Kaye - Harper Macleod
David has extensive experience in advising franchisees and franchisors over many years. He is very involved in the retail sector advising several national retailers on their franchising requirements as well as the property aspects involved. David is a regular speaker at seminars for prospective franchisees and franchisors.
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Angus MacLeod - Wright, Johnston & Mackenzie LLP
Angus is a partner in WJM, one of Scotland’s leading law firms, and head of the multi-disciplinary franchising team. He has helped numerous franchisors and franchisees establish, operate and sell businesses profitably – in Scotland and beyond. Angus regularly speaks and writes on franchising-related topics, and enjoys helping people turn good ideas into successful businesses.
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Johnny Sellyn - whichfranchise.com
Johnny Sellyn has been actively involved in franchising for over 15 years. In 1997, Johnny set up and became managing director of IFML. Company resources were initially invested in the development of franchise cd-roms and though these proved a success, a more effective and efficient way of delivering this information to a mass audience was needed. The answer was to provide the information online, which led to the development of whichfranchise.com. Launched in October 2000, whichfranchise.com is the only website affiliated to the British Franchise Association (bfa). Johnny is the Deputy Chairman of the British Franchise Association (bfa) Franchise Group for Scotland.
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Brian Duckett - Howarth Franchising
Brian has spent the last thirty years as either a franchisee, franchisor or consultant to companies considering or practising franchising. He has advised many organisations on their franchise development and was the creator of The Franchise Training Centre, The Third Wednesday Club and The Franchise Support Centre. Brian writes regular features for franchising magazines in the UK, USA, Australia, India and Africa, and has been a guest speaker at franchise conferences on five continents.
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Euan Fraser - AMO Consulting
Over the years Euan has developed a particular expertise in franchising and has acted for over 50 franchisors involved in a variety of business sectors. Euan's clients have ranged from listed companies such as Debenhams, Thorntons and Letsbuyit.com through to small family owned businesses. Accredited by the British Franchise Association (BFA), to give consultancy advice, Euan is an active member of the Association and regularly speaks at seminars throughout the UK.
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