Ask the Yorkshire Franchise Experts

Cathryn Hayes - HSBC

Cathryn Hayes, Head of Franchising for HSBC since 1994, has a high profile within the franchise industry, acting as a judge on the prestigious British Franchise Association (BFA) awards which the bank sponsor. She contributes regular articles to the franchise trade press and has delivered numerous franchise seminars.
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Richard Holden - Lloyds TSB

Richard Holden is Head of Franchising for Lloyds TSB. He has 23 years banking experience and has supported a wide range of businesses in the small business sector for many years. He is responsible for providing support to the Lloyds TSB Business Managers, assisting them in assessing proposals from prospective franchisees. He is also responsible for ensuring that the network of local business managers has up to date information on the franchise systems operating within the United Kingdom.
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Nina Moran Watson - Solicitor & Franchise Consultant

Nina is an experienced consultant and qualified solicitor specialising in franchising and licencing and act for a variety of clients, both existing and propective franchisors and franchisees, involved in a wide spectrum of industry sectors. She is in a unique position of being able to offer a truely comprehensive service covering every aspect of franchising. Nina is an affiliate member of the British Franchise Association both as a solicitor and a consultant and is also an elected member of the Policy Board of the BFA.
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