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Ask the Experts - NE
Finance

Cathryn Hayes - HSBC

Cathryn Hayes Cathryn Hayes, Head of Franchising for HSBC since 1994, has a high profile within the franchise industry, acting as a judge on the prestigious British Franchise Association (BFA) awards which the bank sponsor. She contributes regular articles to the franchise trade press and has delivered numerous franchise seminars.
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Richard Holden - Lloyds TSB

Richard HoldenRichard Holden is Head of Franchising for Lloyds TSB. He has 23 years banking experience and has supported a wide range of businesses in the small business sector for many years. He is responsible for providing support to the Lloyds TSB Business Managers, assisting them in assessing proposals from prospective franchisees. He is also responsible for ensuring that the network of local business managers has up to date information on the franchise systems operating within the United Kingdom.
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Legal

John Pratt - Hamilton Pratt

John Pratt  Senior partner of the largest specialist franchise firm in Europe. John is the author of the leading legal text book on franchising and numerous other publications. He is vice chair of the International Bar Association’s franchise committee and listed in “The World’s Leading Franchise Lawyers”. John has been specialising in franchising for the last 25 years and is known for his clear unlegalistic “no nonsense” approach to legal advice.
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Mark Abell - Field Fisher WaterHouse

Mark Abell Head of the Franchise & Licensing Group at Field Fisher Waterhouse Solicitors, London. Mark is rated as a leader in franchising by the Legal 500 and Chambers & Partners directories and "The World's Leading Franchise Lawyers". Mark acts as an expert on franchising for the World Intellectual Property Organisation and is also the author of several leading books on franchising.
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Franchise Consultancy

Julie Waites - The Franchise Company

Julie Waites Julie has been involved in franchising since 1981, initially with the Prontaprint Group and then as Franchise Director with Phone-in UK. Since forming The Franchise Company she has worked on many successful franchising projects for clients in a broad range of sectors. Julie has also worked on a major research study into the UK franchise industry for the DTI. In The Franchise Company Julie is responsible for overall consultancy assignment planning and delivery, with her own portfolio of clients.
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